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TFSA Calculator Canada 2025

Calculate your TFSA contribution room, check for over-contributions and project tax-free growth.

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Lifetime Room (since 2009)
$102,000
Available Room
$52,000
2025 Annual Limit
$7,000
TFSA Limits — Year by Year (from 2009)
YearLimitYearLimit
2009$5,0002010$5,000
2011$5,0002012$5,000
2013$5,5002014$5,500
2015$10,0002016$5,500
2017$5,5002018$5,500
2019$6,0002020$6,000
2021$6,0002022$6,000
2023$6,5002024$7,000
2025$7,000
Total lifetime room$102,000
Tax-free Growth Projection (20 years at 6%)
Projected TFSA balance
$465,377
Monthly tax-free income (25yr)
$1,551
⚠️ Withdrawals in a given year are added back to your room the following January 1. Verify your exact room with CRA My Account. Non-residents are subject to a 1% monthly tax on any TFSA contributions made while non-resident.