Income Tax Calculator India FY 2025-26
Compare Old vs New Regime — includes 87A rebate, cess, and all major deductions.
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= ₹12 Lakh
Old Regime Deductions (for comparison)
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✓ New Regime is better for you
Save ₹1,11,800 more in tax (New Regime recommended)
Monthly TDS (recommended)
₹0
New Regime (FY 2025-26)RECOMMENDED
Taxable income₹11,25,000
Tax (before rebate)₹52,500
Rebate u/s 87A−₹52,500
Health & Ed Cess (4%)₹0
Total Tax₹0
Effective rate: 0.0% | Monthly TDS: ₹0
Old Regime (with deductions)
Taxable income₹9,75,000
Tax (before rebate)₹1,07,500
Rebate u/s 87A₹0
Health & Ed Cess (4%)₹4,300
Total Tax₹1,11,800
Effective rate: 9.3% | Monthly TDS: ₹9,317
⚠️ Based on FY 2025-26 (AY 2026-27) slab rates. New regime standard deduction is ₹75,000. Old regime standard deduction is ₹50,000. Surcharge not applied for incomes under ₹50 lakh. Consult a CA for exact tax liability.