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EPF Calculator India 2025

Employee Provident Fund — 8.25% interest, 12% employee + 12% employer (3.67% EPF + 8.33% EPS).

%
Monthly Contribution Breakdown
Employee EPF (12%)
3,600
Employer EPF (3.67%)
1,101
EPS Pension (8.33%)
2,499
Total Monthly
7,200
EPF Corpus at 58
2,14,81,625
Total Interest (8.25%)
1,22,02,189
Years to Retire
30
Growth Milestones
⚠️ EPF interest rate of 8.25% is for FY 2023-24 (declared by EPFO). Employer contribution of 8.33% goes to EPS (pension) and is not part of your EPF corpus. EPS provides a monthly pension; corpus shown is EPF only. EPFO figures may differ slightly.