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FD Calculator India 2025

Fixed Deposit returns with TDS, compounding options and bank rate comparison.

₹
%
Maturity Value (gross)
₹5,74,441
TDS — Not applicable
₹0
Net Maturity (after TDS)
₹5,74,441
Gross interest earned
₹74,441
Net interest (after TDS)
₹74,441
✓ Annual interest ₹37,220 is below TDS threshold (₹40,000) — no TDS deducted.
Bank FD Rate Comparison — ₹5,00,000 for 24 months
BankRateGross InterestNet (after TDS)
SBI6.5 – 7.1%₹72,187₹72,187
HDFC Bank6.6 – 7.4%₹74,441₹74,441
ICICI Bank6.7 – 7.25%₹74,441₹74,441
Axis Bank6.7 – 7.2%₹73,877₹73,877
Post Office (NSC)6.9 – 7.5%₹75,571₹75,571
Click any bank to use that rate. Rates are indicative — verify with bank before investing.