Home/Finance/HRA Calculator India

HRA Calculator India 2025

Calculate your HRA exemption — the minimum of 3 conditions under Section 10(13A).

Basic Salary (monthly ₹)

₹

HRA Received (monthly ₹)

₹

Actual Rent Paid (monthly ₹)

₹

Tax Slab

City Type

HRA Exemption

₹1,80,000

Annual tax-free

Taxable HRA

₹1,20,000

Added to income

Tax Saved

₹54,000

@ 30% + cess

HRA Exemption = Minimum of 3 Conditions (Annual)

① Actual HRA received ₹3,00,000

② 50% of annual Basic Salary ₹3,00,000

③ Annual Rent − 10% of annual Basic MINIMUM → EXEMPTION₹1,80,000

✓ HRA Exemption (annual)₹1,80,000

⚠️ HRA exemption is available only for salaried individuals under the Old Tax Regime. Rent receipts must be preserved. PAN of landlord is required if monthly rent exceeds ₹1,00,000. Claim via Form 16 or ITR filing.