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PPF Calculator India 2025

Public Provident Fund — 7.1% p.a., EEE tax status, ₹500 to ₹1.5 Lakh annually.

🛡️ EEE Status: Investment (80C deduction) + Interest + Maturity amount — ALL three are tax free.

Annual Investment (₹) — max ₹1.5L

₹

Period (years) — min 15

Your Tax Slab (for 80C savings)

Maturity Amount

₹40,68,209

Total Invested

₹22,50,000

Interest Earned

₹18,18,209

Annual 80C tax saving

₹45,000

PPF interest rate

7.1% p.a.

Year-wise Balance

⚠️ PPF rate of 7.1% is the current Q1 FY2025-26 rate set by Ministry of Finance. Rates are revised quarterly. PPF has a 15-year lock-in; partial withdrawals from Year 7. Extension in 5-year blocks is allowed after maturity.