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Mortgage Calculator Ireland 2025

Estimate monthly repayments with Central Bank LTV rules and stamp duty.

Buyer Type

Property Price (€)

Deposit (€) — 10.0%

Mortgage: €315,000

Interest Rate (%)

Term (years)

Mortgage Type

Monthly Repayment

€1,504

LTV Ratio

90.0%

Stamp Duty

€3,500

Mortgage amount€315,000

Total repaid over 30 years€541,389

Total interest paid€226,389

Stamp duty€3,500

Total cost of purchase€353,500

⚠️ Illustrative only. Subject to Central Bank of Ireland LTV rules, lender income multiples (3.5× gross income), and credit assessment. Stamp duty rates as per Finance Act 2023.