CPF Retirement Sum Calculator Singapore 2025
Project your CPF balance at 55 and estimated CPF LIFE monthly payout at 65.
2025 CPF Retirement Sums
Basic (BRS)
S$106,500
~S$900–1,000/mo
Full (FRS)
S$213,000
~S$1,650–1,800/mo
Enhanced (ERS)
S$426,000
~S$2,450–2,650/mo
S$
S$
S$
Projected CPF at Age 55
S$669,641
OA + SA after 20 years
Projected RA at Age 65
S$315,292
RA growing at 4% for 10 years
Basic Retirement Sum (BRS) — S$106,500✓ Met
Full Retirement Sum (FRS) — S$213,000✓ Met
Enhanced Retirement Sum (ERS) — S$426,000✗ Not met
✓ CPF LIFE Estimated Monthly Payout at 65 (FRS plan)
S$1,650 – S$1,800/month
For life (annuity from age 65 onwards)
⚠️ Projection assumes constant salary, OW CPF rates (≤55), and CPF interest rates (OA 2.5%, SA/RA 4%). Actual balance depends on salary changes, housing withdrawals, MediSave usage, and CPF policy changes. Check actual balance at my.cpf.gov.sg.