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EPF ETF Retirement Calculator Sri Lanka 2025

Project your EPF and ETF retirement savings with compound interest (8% EPF, 4% ETF).

Rs.
%
Total EPF at Retirement
Rs.77,492,326
25 years at 8% p.a.
Total ETF at Retirement
Rs.7,646,062
25 years at 4% p.a.
Total Fund (EPF + ETF)
Rs.85,138,388
Interest earned
Rs.44,422,705
Monthly pension (20yr)
Rs.354,743
Total Contributions Breakdown
Employee EPF (8%)Rs.14,161,977
Employer EPF (12%)Rs.21,242,965
ETF (3%)Rs.5,310,741
Total ContributionsRs.40,715,683
Interest EarnedRs.44,422,705
Total Fund ValueRs.85,138,388
Growth Milestones
YearAgeMonthly SalaryEPF BalanceETF Balance
Yr 131Rs.150,000Rs.388,800Rs.56,160
Yr 232Rs.165,000Rs.847,584Rs.120,182
Yr 333Rs.181,500Rs.1,385,839Rs.192,943
Yr 434Rs.199,650Rs.2,014,199Rs.275,410
Yr 535Rs.219,615Rs.2,744,577Rs.368,650
Yr 1242Rs.427,968Rs.12,057,821Rs.1,439,003
Yr 2555Rs.1,477,460Rs.77,492,326Rs.7,646,062
⚠️ Projection based on 8% EPF interest rate (historical rate — actual declared by EPF Board annually) and 4% ETF. Salary increment compounded annually. Actual fund value may differ.